Malaysia · 2026 Edition
Honest numbers,
for honest decisions.
iCalculator Malaysia — a small, careful set of calculators and tools for Malaysians: car and home loans, income tax, EPF and more, plus health tools and a FIFA World Cup knowledge base.
- T20 · M40 · B40
Income classification (T20/M40/B40)
Key your household income, instantly see your tier, decile, and percentile rank — national or per-state, based on DOSM 2022.
Open calculator - 01 · LIVE
Car Loan
Hire-purchase installments under both Rule of 78 and the new Reducing Balance method. Includes early-settlement what-if.
Open calculator - 02 · LIVE
Home Loan
Reducing-balance mortgage installment, total interest, and year-by-year schedule. Lump-sum and recurring prepayment what-ifs.
Open calculator - 03 · LIVE
Income Tax
Personal income tax and monthly PCB for YA 2025 and YA 2026 — reliefs, EPF/SOCSO/EIS, take-home pay, and a bracket-by-bracket breakdown.
Open calculator - Salary & HR
Salary Calculator (Take-Home Pay)
Turn your gross monthly salary into net take-home pay — EPF, SOCSO, EIS and PCB deductions, plus the employer contributions behind your payslip.
Open calculator - Retirement
EPF Savings
See how your EPF grows on real past dividend rates, and project your balance to retirement.
Open calculator - Islamic finance
Zakat Calculator (4-in-1)
Work out zakat on income, savings, gold and business in one place — 2.5% above nisab, with the worn-gold uruf and a current gold price.
Open calculator - Debt
Credit Card Trap
Pick your card, key in your balance and planned payment — see next month's interest and your new balance.
Open calculator - 04 · LIVE
PTPTN Loan
Estimate your PTPTN monthly installment under the 1% Ujrah model. Tier-aware default tenure; full month-by-month schedule.
Open calculator - Property · 2026
Stamp duty & legal fees
Estimate MOT and loan stamp duty plus SRO 2023 legal fees — with the Budget 2026 first-home exemption for properties up to RM500,000.
Open calculator - BUDI95 · 2026
Petrol subsidy (RON95)
See your real monthly fuel bill under BUDI95 — subsidised RM1.99/L up to your 200-litre quota, market price above it, and how much the subsidy saves you.
Open calculator - Property · Schedule 5
RPGT (property gains tax)
Work out Real Property Gains Tax on a property sale — chargeable gain after costs, the right Schedule 5 rate for your holding period and disposer type, and the RM10,000/10% exemption.
Open calculator - EV · 2026 kW rates
EV road tax
Estimate your electric car's annual road tax under the 2026 kW-based JPJ schedule — rates start at RM20 and the exemption ended 31 Dec 2025.
Open calculator - Football · 2026
World Cup 2026 hub
All 48 qualified teams, full squads, and a match predictor — appearances, titles, coaches and Elo strength for every nation at USA–Canada–Mexico 2026.
Open calculator - Health
BMI calculator
Check your Body Mass Index against Malaysia's Asian cutoffs — see your category, healthy weight range, and how the WHO global scale compares.
Open calculator - Health
Calorie Calculator (TDEE)
Find your daily calorie needs — BMR, maintenance calories, and targets to lose or gain weight, with a macronutrient breakdown.
Open calculator
Understand the numbers, not just the result
Plain-English explainers on Malaysian loans, tax, EPF, credit cards and income tiers — the methodology behind every calculator.